Search Results for: blog an umbrella to protect you from financial disaster

Insurance Blog Week in Review – Week of March 4 – 11, 2012

Posted on by

Each and every week, there can be anywhere between twelve and fourteen different blogs appearing on the Insurance Blog. Keeping up with the Insurance Blog is a good way to stay informed about insurance changes that can affect your family. Use the Week in Review is a quick way to “ketchup”! Examining a Potential Health Insurance Plan I am, once again, attempting to find an affordable health insurance policy. In this blog, I go over what some of the abbreviations, phrases, and numbers in the health plan I am looking at actually mean. The Insurance Podcast Roundup went up on … Continue reading →

An Umbrella to Protect You from Financial Disaster

Posted on by

A study finds that the wealthiest Americans are in fear of being sued, simply because they have more money than than nearly everyone else. One can assume that this group is able to afford to purchase all the insurance they need. Even so, an umbrella liability policy could help them. A study was done by ACE Private Risk Services. They are part of the ACE Group, and they specialize in high net worth personal insurance. In other words, this is an insurer that sells policies that are useful for the wealthiest Americans. The study was called “Targeting the Rich: Liability … Continue reading →

The Contents of A Homeowner Policy

A Homeowner policy is an expanded Standard Fire Insurance Form with built in endorsements and added coverage. Lenders usually require a Homeowner Insurance Binder or Certificate of Insurance, by the closing date, if the insurance isn’t in place then the sale of the house won’t close. Lenders won’t pay for property that’s not properly insured, and some lenders may require specific types and coverage amounts to be sure they don’t lose money if there is a disaster. Many states also require Homeowners have additional specific types of insurance, such as earthquake or flood insurance if the risk is greater. The … Continue reading →